Investment

Black landlord-ship is vital in South Africa’s economic transformation and community empowerment. In a country with a complex history of segregation and inequality, the rise of black property ownership is a powerful step towards bridging the wealth gap, fostering financial independence, and strengthening communities. Why Black Landlord-ship Matters Economic EmpowermentProperty ownership is one of...

When managing your finances, one of the biggest challenges can be deciding between paying off high-interest debt and saving for retirement. Both goals are crucial, but when your resources are limited, how do you prioritize? This dilemma is common, especially for those navigating the complexities of personal finance. In this article, we’ll explore how to strike the right balance between reducing debt and...

When it comes to retirement savings, one of the smartest financial moves you can make is to maximize your employer-matched retirement contributions. It’s essentially free money that boosts your retirement fund, yet many people overlook this valuable opportunity. In this article, we’ll explore how you can take full advantage of employer-matched contributions, ensuring your retirement savings are on the...

One of the most powerful tools at your disposal is compound interest. But what exactly is compound interest, and how can it help you achieve your retirement goals? Let’s dive into the concept and see how starting early can make a significant difference. What Is Compound Interest? At its core, compound interest is the interest on a loan or deposit calculated based on both the initial principal and...

In the complex world of personal finance, finding simple and effective ways to manage your income is crucial. One popular method is the 70/20/10 rule, which helps you allocate your income wisely and ensures you cover your essential expenses, save for the future, and manage your debts. In this article, we'll break down the 70/20/10 rule and explain how it can help you achieve financial stability and...

In today’s fast-paced digital world, many of us have developed a routine around our favourite streaming services. We eagerly anticipate new episodes, create watchlists, and even have binge-watching sessions scheduled into our week. But what if we could apply the same enthusiasm and consistency to our retirement savings? Here’s how you can turn saving for retirement into a habit that’s as natural and...