Real Estate

Black landlord-ship is vital in South Africa’s economic transformation and community empowerment. In a country with a complex history of segregation and inequality, the rise of black property ownership is a powerful step towards bridging the wealth gap, fostering financial independence, and strengthening communities. Why Black Landlord-ship Matters Economic EmpowermentProperty ownership is one of...

When managing your finances, one of the biggest challenges can be deciding between paying off high-interest debt and saving for retirement. Both goals are crucial, but when your resources are limited, how do you prioritize? This dilemma is common, especially for those navigating the complexities of personal finance. In this article, we’ll explore how to strike the right balance between reducing debt and...

One of the most powerful tools at your disposal is compound interest. But what exactly is compound interest, and how can it help you achieve your retirement goals? Let’s dive into the concept and see how starting early can make a significant difference. What Is Compound Interest? At its core, compound interest is the interest on a loan or deposit calculated based on both the initial principal and...

When it comes to financial planning, one of the most frequently asked questions is, "What's the earliest age someone should start planning for retirement?" The answer is simple: as early as possible. Whether you're just starting your career or well on your way, understanding the importance of early retirement planning can set the foundation for a secure and comfortable future. In this article, we will...

If you're a young South African looking to take the first step toward homeownership, here's a step-by-step guide on how to apply for a home loan. Step 1: Assess Your Financial Situation Before applying for a home loan, it's crucial to have a clear understanding of your financial standing. This includes: Credit Score: Ensure your credit score is in good shape. A higher credit score increases your...

June is Youth Month in South Africa, commemorating the bravery and sacrifice of young people in the fight for freedom. At propertyzz.com, we believe in empowering the youth to build their futures, and what better way than to start with homeownership? Understanding Housing Affordability To determine how much you should earn to afford a house in South Africa, it's essential to understand the factors...

As we celebrate Youth Month in South Africa this June, it's the perfect time to explore opportunities that empower young people to achieve their dreams. One such dream is homeownership, and the government has a fantastic program to assist first-time home buyers—First Home Finance, formerly known as FLISP (Finance Linked Individual Subsidy Programme). In this comprehensive guide, we'll break down...

As a landlord, dealing with rent arrears can be a frustrating and stressful experience. Unfortunately, the latest data suggests that rent arrears are on the rise, leaving many landlords wondering how to cope with this growing issue. According to the Preliminary data from the upcoming PayProp Rental Index for Q1 2024, the percentage of tenants in arrears -jumped to 18.3% from 17% after dropping two...

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